SB-024

Failed

Appropriating the Consumer Protection Indemnification Act

Author: William Hardin

Chamber: Senate

Category: Justice

Type: Bill

Fiscal Impact: Minimal

Introduced: May 10, 2026

Summary

An Act appropriating the applicable statutory provisions of the Kentucky Revised Statutes with respect to consumer protection indemnification; prescribing procedures, standards, and responsibilities; authorising the promulgation of administrative regulations; and providing for related matters.

Full Text
WHEREAS the Commonwealth of Kentucky has a compelling interest in the orderly administration of consumer protection indemnification;

WHEREAS the General Assembly finds that existing statutory provisions governing consumer protection indemnification are insufficient to address contemporary conditions;

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE COMMONWEALTH OF KENTUCKY:

SECTION 1. Legislative Findings and Declarations of Policy.

The General Assembly hereby finds that the consumer protection indemnification in the Commonwealth requires responsive and efficient statutory governance. It is the declared policy of this Commonwealth to ensure that the regulatory framework governing said consumer protection indemnification is modern, equitable, and aligned with current best practices.

SECTION 2. Fiscal Impact Statement.

This Act shall be interpreted and construed in a manner consistent with the legislative intent to promote fiscal responsibility, governmental efficiency, and the welfare of all citizens of the Commonwealth, and shall be liberally construed to effectuate its remedial purposes.

SECTION 3. Appropriations.

The Agency is hereby authorised and directed to promulgate administrative regulations in accordance with KRS Chapter 13A to implement the provisions of this Act, including but not limited to regulations establishing application procedures, eligibility criteria, and reporting requirements.

SECTION 4. Definitions.

"Commissioner" means the duly appointed and confirmed Commissioner of the relevant Department as established pursuant to KRS Chapter 12.
"Fiscal Year" means the twelve-month period commencing on July 1 of each calendar year and terminating on June 30 of the succeeding calendar year.
"Agency" means any executive branch department, office, board, bureau, commission, or other instrumentality of the Commonwealth.
"Regulated Activity" means any commercial, industrial, agricultural, or professional activity subject to oversight under the provisions of this Act.

SECTION 5. Effective Date.

This Act shall take effect ninety (90) days following its enactment into law.

SECTION 6. Severability.

In the event any provision of this Act, or the application thereof to any person or set of circumstances, is held to be invalid, such invalidity shall not affect other provisions or applications of this Act which can be given effect without the invalid provision or application, and to this end the provisions of this Act are declared to be severable.
Legislative Proceedings
25 entries
Draft
William Hardin May 10, 11:09 AM

I am proud to present to this body SB-024, which I commend to the favourable attention of my colleagues.

Marcus Webb May 10, 11:09 AM

I second the motion to introduce SB-024 and concur that it warrants the serious attention of this chamber.

Debate
The Clerk May 10, 11:09 AM

The Chair announces that SB-024 has been referred from initial introduction to open debate in accordance with the standing rules of this chamber.

Veronica Estrada May 10, 11:09 AM

This is not a partisan matter. SB-024 represents a commonsense solution that enjoys broad bipartisan support and will advance the public interest.

Charles Fletcher May 10, 11:09 AM

This is not a partisan matter. SB-024 represents a commonsense solution that enjoys broad bipartisan support and will advance the public interest.

Arthur Westbrook May 10, 11:09 AM

The relevant committee has undertaken a thorough review of SB-024. I am satisfied that the bill is technically sound, fiscally responsible, and constitutionally defensible.

Denise Caldwell May 10, 11:09 AM

I cannot in good conscience support SB-024 without further committee review of its fiscal implications, which the Legislative Research Commission has not yet had adequate opportunity to assess.

Committee
Philip Hartley May 10, 11:09 AM

After careful consideration of expert testimony and review of comparable legislation in sister states, the committee reports SB-024 favourably and without amendment.

Debate
Edmund Forsythe May 10, 11:09 AM

Before we proceed to the vote, I urge all members to reflect carefully on the implications of SB-024 for our constituents. The record speaks for itself.

Floor Vote
Edmund Forsythe May 12, 1:11 PM

Nay. The measure as drafted requires revision before it can command my support.

Russell Grayson May 12, 1:11 PM

I cast my vote in the negative, consistent with my responsibility to ensure the fiscal integrity of this Commonwealth.

Howard Cresswell May 12, 1:11 PM

I cast my vote in the affirmative, consistent with the wishes of my constituents and my own studied review of this measure.

Franklin Dewey May 12, 1:11 PM

Yea. I commend the sponsoring member for bringing this matter before the chamber.

Arthur Westbrook May 12, 1:11 PM

I vote nay and respectfully express my concern that further deliberation is warranted.

Randolph Tate May 12, 1:11 PM

I vote nay and respectfully express my concern that further deliberation is warranted.

Orville Combs May 12, 1:11 PM

I vote nay and respectfully express my concern that further deliberation is warranted.

Earl Vance May 12, 1:11 PM

I cast my vote in the affirmative, consistent with the wishes of my constituents and my own studied review of this measure.

Raymond Ingram May 12, 1:11 PM

I vote nay and respectfully express my concern that further deliberation is warranted.

Denise Caldwell May 12, 1:11 PM

I cast my vote in the affirmative, consistent with the wishes of my constituents and my own studied review of this measure.

Gerald Fontaine May 12, 1:11 PM

Nay. The measure as drafted requires revision before it can command my support.

Veronica Estrada May 12, 1:11 PM

I vote nay and respectfully express my concern that further deliberation is warranted.

Robert Campbell May 12, 1:11 PM

Nay. I look forward to working with the sponsor on an amended version in a future session.

Thomas Ashford May 12, 1:11 PM

Nay. I look forward to working with the sponsor on an amended version in a future session.

David Okafor May 12, 1:11 PM

I vote nay and respectfully express my concern that further deliberation is warranted.

Failed
The Clerk May 13, 11:11 AM

It is the determination of the Chair that SB-024 has failed of passage. The Clerk shall note the final vote in the journal.

Bill Progress
  • Draft
  • Debate
  • Committee
  • Floor Vote
  • Other Chamber
  • Governor
  • Enacted
This bill failed to pass.
Statistics
Total Votes Cast 38
Co-Sponsors 0
Last Updated May 13
Authored By
W
William Hardin
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